Make normal Banker income mandatory in fresh Skills setups

docs/RULE_DECISIONS.md

@@ -716,12 +716,12 @@ dedicated retrieved worked FAQs. [Contract and remaining limits](HOMEWORLD_OCCUP
 | Basic Tleilaxu / Leader Skills | Compose settled native Rihani Face Dancer eligibility, own revival offers and Face Dance death return through the full deck. Zoal copies opposing printed disc value as the Smuggler base; the controller's own modifiers follow the later provisional policy. Advanced foreign gholas and existing skill questions retain separate contracts. | [Integration and sources](TLEILAXU_LEADER_SKILLS.md), [Smuggler policy](SMUGGLER_BATTLE.md#provisional-modifier-policy--17-october-2026) |
 | Native Ecaz / Leader Skills | Basic/Advanced Ecaz plus classic opponents retains the exact ecaz deck, five native assignment discs, public skills before Loyalty/Traitors and original placement. Ordinary rescue/death/own revival and Ambassador handlers compose. A separately acquired Duke6 may receive the normal Warmaster1, never trained-disc3; surviving release or printed6 death leaves the native trainer intact. Existing-skilled Ecaz paid5 Duke revival preserves the earlier living set-aside result, without authorizing Duke assignment. Advanced Harkonnen and combined Occupy skills remain bounded. | [Native scope and source contracts](LEADER_SKILLS_RUNTIME.md#native-ecaz-ordinary-disc-composition--4-october-2026), [original Duke lifecycle](DUKE_VIDAL_RULES.md) |
 | Leader Skills | Fourteen physical cards, variant setup order, public/hidden assignment, death return, own-leader revival and captured lower-band effects are sourced. Five battle disciplines, Planetologist movement/Special substitution, Suk Graduate rescues and common lifecycle are prototyped; Rihani, lower Mentat/Bureaucrat/Sandmaster, normal Smuggler and normal Diplomat now have connected follow-ups. Remaining bands and combinations stay missing. Known skilled capture identifies the leader through its unique public card. | [Source contract](LEADER_SKILLS_RULES.md), [capture inference](LEADER_SKILLS_CAPTURE.md), [runtime](LEADER_SKILLS_RUNTIME.md), [Diplomat](DIPLOMAT_DEFENSE.md), [Planetologist](PLANETOLOGIST_RULES.md), [Suk Graduate](SUK_GRADUATE_RULES.md) |
-| Classic Leader Skills / Tech Tokens | Fresh classic3..6 Basic/Advanced, base33/all14, canonical unused three tokens and original setup/first-Storm owners. Existing leader-skills/banker-income entry preserves selected Tech; native/other overlays stay separate. Tech collects at phase end, independent Banker waits for actual Mentat; neither currency store is a recursive payment producer. Smuggler changes actual priced count; original Suk/Sandmaster precede card cleanup and mandatory token transfer. One token auto-transfers, several require choice, none skips. Mentat/Bureaucrat original bounds remain. This composes existing rules, not a new ruling or public activation. | [Scope and evidence](LEADER_SKILLS_RUNTIME.md#classic-tech-tokens-composition--4-october-2026) |
+| Classic Leader Skills / Tech Tokens | Fresh classic3..6 Basic/Advanced, base33/all14, canonical unused three tokens and original setup/first-Storm owners. The ordinary leader-skills entry preserves selected Tech and now includes mandatory normal Banker income; native/other overlays retain their existing admission. Tech collects at phase end, independent Banker waits for actual Mentat; neither currency store is a recursive payment producer. Smuggler changes actual priced count; original Suk/Sandmaster precede card cleanup and mandatory token transfer. One token auto-transfers, several require choice, none skips. This composes existing rules, not a new ruling or public activation. | [Scope and evidence](LEADER_SKILLS_RUNTIME.md#classic-tech-tokens-composition--4-october-2026) |
 | Native E1/E2 Leader Skills / Tech Tokens | Fresh supported Ixian/Tleilaxu/CHOAM/Richese3..6 Basic/Advanced keeps original native deck/roster limits, all14 skills, cache and printed Tech setup. Original typed payments/rescue/card cleanup precede mandatory winner token reward; Tleilaxu A.1–3 expressly preserves that reward before Face Dance. Actual Charity affects Production, not Axlotl; native CHOAM initial income is not poverty Charity. Separate Banker/Mentat bounds and unrelated guards remain. E3/other overlays, public starts and save conversion are excluded. This composes sourced rules, not a new interpretation. | [Scope, supplied physical21/38 and evidence](LEADER_SKILLS_RUNTIME.md#native-e1e2-tech-tokens-composition--4-october-2026) |
 | Advanced Leader Skills / Stronghold Cards | Fresh classic or supported E1/E2 native2..6 Advanced preserves all14 skills, six unused cards, original decks/cache/wallets and actual end-Mentat claims; optional Tech requires3..6. Arrakeen bank subsidy is separate from actual payer debit/Banker threshold and original CHOAM income. Physical defense/normal discipline, holder tie and Tabr/Tuek income compose original skill outcomes. Suk/native cleanup and mandatory Tech precede Face Dance, retaining original rewards and one killed-skill return. Copied-Diplomat/active skill-Stone and unrelated guards remain. Basic Strongholds, E3/other overlays, public starts and save conversion are excluded. | [Authorized physical21/38, existing effects and evidence](LEADER_SKILLS_RUNTIME.md#advanced-stronghold-composition--4-october-2026) |
 | Standalone E3 Skills / Tech / Stronghold Cards | Original Ecaz OR Moritani ecaz33/all14 rosters preserve Tech Basic/Advanced3..6 and Stronghold Advanced2..6, optionally both. Native Ecaz five-disc/temporary Duke/Advanced-Hark exclusion and Moritani skill-first assassination/normal-call forfeiture remain. Real claimed effects, original support/rescue, printed Duke6 or unused-disc bounty and one Mentat replacement compose native rewards without new ownership or income rules. E3 pairs, mixed families, allied Occupy skills, other overlays, public starts and save conversion remain excluded. | [Source contracts and bounded evidence](LEADER_SKILLS_RUNTIME.md#standalone-e3-module-composition--4-october-2026) |
 | Normal Mentat | The 11 October user-approved uniform private show step runs before posture/faction powers in new supported Leader Skills battles, without an extra opt-in. Matching and fallback preserve the same target-owned stage and held cards. Already-opened unversioned battles do not reopen; versioned receipts remain authoritative. Empty-hand interpretation and full/public acceptance remain separate. | [Approved normal flow](MENTAT_QUESTION.md#normal-activation-and-approved-ux--11-october-2026) |
-| Normal Spice Banker local preview | Fresh classic/base33 Basic/Advanced or supported Basic native skill profiles, all14 skills alone. One additional deferred bank spice per physical card/turn/phase for another payer's one actual bank payment ≥4; no payer pooling or advance spending. Tleilaxu self-revival pays Bank; other-player revival pays Tleilaxu unless canceled. The separate free-revival award never contributes to payer debit. Actual initialized Mentat collects once; original earned-faction retention and separate-payer threshold remain provisional local policies, not answers to pending custody/split questions. No public start, retrofit or other overlays. | [Normal-band contract](SPICE_BANKER_RUNTIME.md#normal-income-local-contract--2-october-2026), [native integration](SPICE_BANKER_RUNTIME.md#basic-native-banker-integration--2-october-2026), [skill authority](LEADER_SKILLS_RULES.md) |
+| Normal Spice Banker default | Fresh supported ordinary all14 Skills setups automatically initialize normal income, including their existing supported original modules and native overlays. The separate initializer/profile and fixture opt-ins are removed; no public start or old-game retrofit. Another payer's one actual final Bank payment ≥4 grants one additional deferred spice per physical card/turn/phase, unavailable until actual Mentat. Distinct payers and separate free-revival awards never pool into an invoice. Tleilaxu self-revival pays Bank; other-player revival pays Tleilaxu unless canceled. Existing same-payer diversion/rounding rulings remain. Earned-faction retention after death/capture/reassignment remains provisional, not a new answer to the pending custody question. | [Current setup and limits](SPICE_BANKER_RUNTIME.md#mandatory-ordinary-skills-default--17-october-2026), [payment contract](SPICE_BANKER_RUNTIME.md#normal-income-local-contract--2-october-2026), [skill authority](LEADER_SKILLS_RULES.md) |
 | Advanced Stronghold faction integration | Fresh `stronghold-factions` admits selected E1/E2 native families and standalone Ecaz OR Moritani with classic2..6-seat Advanced, canonical selected decks and six Stronghold Cards; optional unused Tech Tokens requires3..6, without Leader Skills. Standalone E3 uses ecaz33; Moritani excludes Harkonnen. Ecaz co-control holds the card at Ecaz, but only the selected actual holder-plan receives its effect; fixed Ecaz strength is free, and Arrakeen funds only actual variable support. Losing Moritani retains printed Tuek income before original assassination, printed bounty and one actual Mentat replacement; winner cleanup finishes once and normal Traitor reveal forfeits assassination for the game. Existing E1/E2 No-Field/Stone/FaceDance and retained winner rewards remain. E3 pairs/mixed families, mixed No-Field/full-plan, Stone/Poison Tooth and other overlays stay guarded. This composes existing contracts, not a new ruling. Save/privacy/custody assurance follows all rules. | [E1/E2 scope](STRONGHOLD_CARDS.md#expanded-e1e2-faction-rules), [standalone E3 scope and evidence](STRONGHOLD_CARDS.md#standalone-e3-stronghold-composition--4-october-2026), [native Tech composition](EXPANSION_FACTIONS_PROTOTYPE.md#native-tech-composition--4-october-2026) |
 | Native Tech without Leader Skills | Fresh3..6 Basic/Advanced selected E1/E2 native families or standalone Ecaz OR Moritani plus classics preserve original unused three Tech Tokens through `factions`; Advanced Strongholds use the existing native entry. Physical setup, printed/first-Storm owners, phase-end income and single-player complete-set victory are unchanged. Actual Ecaz selected lead receives the original opposing token, never a joint allied holding; Basic odd Occupy remains guarded. Moritani original forfeiture/assassination and winner Tech before Face Dance reuse existing handlers. No new ruling, wallet grant, public start or save conversion. | [Original composition/source and evidence](EXPANSION_FACTIONS_PROTOTYPE.md#native-tech-composition--4-october-2026), [Stronghold contract](STRONGHOLD_CARDS.md#native-tech-composition-without-skills--4-october-2026) |
 | Classic Nexus / Tech / Strongholds | Fresh classic/base33/all12 Nexus may preserve original Tech3..6 Basic/Advanced and/or Strongholds2..6 Advanced, without Skills/HW/expansion decks or unrelated previews. Original closing deals, first-Storm Tech and actual end-Mentat card claims remain. Actual Nexus free-three returns invoke Axlotl without merging their extra/ordinary ledgers; industry collects once at native phase end. Borrowed tariffs never relocate Fremen on-planet reserves or native faction identity. Held Arrakeen pays actual support; temporary Sardaukar remain ordinary counters. Losing Moritani retention precedes original winner Tech, then CHOAM excludes every used opposing card. Bank purchase retains actual wallet/card without an industry trigger. Pending borrowed Voice, worm protection and Tleilaxu revival remain guarded; no public starts/save conversion or new ruling. | [Composition/source and bounded evidence](NEXUS_CARD_RULES.md#classic-tech-and-stronghold-composition--4-october-2026) |