Connect normal Spice Banker deferred bank income

Fresh classic banker-income profile preserves actual bank legs, physical once-phase use and original-faction atomic Mentat collection. Provisional earned custody stays explicit; public/old/combined modes unchanged. Final check: types/lint and 6487 offline cases; focused 140; guide 10; build; native18/four legal budgets; two original six-seat CLI/human390px rooms and82 saved seats25rooms. Final two reviews no findings. Local HTTP49/55 six known upstream503 failures, not green. No reset or deployed claim.

docs/RULE_DECISIONS.md

@@ -129,6 +129,7 @@ independent decisions are not reconciled by this cutover.
 | Basic Ixians / Leader Skills | Per-origin cyborg range, room-local HMS force routes, rescue before actual cyborg Tank substitution, Rihani before faction substitution and mandatory cleanup compose existing contracts. Ambiguous rescued cyborg reserve origins are explicit player choices. Exact green Ix Specials are Thumper, Harvester and Amal. | [Integration and physical sources](IX_LEADER_SKILLS.md) |
 | Basic Tleilaxu / Leader Skills | Compose settled native Rihani Face Dancer eligibility, own revival offers and Face Dance death return through the full deck. Zoal copies opposing printed disc value for unmodified Smuggler collection. Advanced foreign gholas and existing skill questions remain gated. | [Integration and sources](TLEILAXU_LEADER_SKILLS.md) |
 | Leader Skills | Fourteen physical cards, variant setup order, public/hidden assignment, death return, own-leader revival and captured lower-band effects are sourced. Five battle disciplines, Planetologist movement/Special substitution, Suk Graduate rescues and common lifecycle are prototyped; Rihani, lower Mentat/Bureaucrat/Sandmaster, normal Smuggler and normal Diplomat now have connected follow-ups. Remaining bands and combinations stay missing. Known skilled capture identifies the leader through its unique public card. | [Source contract](LEADER_SKILLS_RULES.md), [capture inference](LEADER_SKILLS_CAPTURE.md), [runtime](LEADER_SKILLS_RUNTIME.md), [Diplomat](DIPLOMAT_DEFENSE.md), [Planetologist](PLANETOLOGIST_RULES.md), [Suk Graduate](SUK_GRADUATE_RULES.md) |
+| Normal Spice Banker local preview | Fresh classic/base33/all14-skills-only `banker-income` gains one additional deferred bank spice once per physical card/turn/phase from another payer's one actual bank payment of at least four. Original recipients/own-donor legs/waivers and native costs stay separate; no pooling smaller payments or using future income to fund the payment. Actual Mentat collects once to original gaining faction. Earned retention through trainer death/capture/reassignment and per-payer splitting are explicit conservative LOCAL choices, not answers to the earlier custody question or publisher examples. Public/old/combined modes stay gated; bounded verification is Partial/Development Verified, not deployed/full-module acceptance. | [Normal-band contract](SPICE_BANKER_RUNTIME.md#normal-income-local-contract--2-october-2026), [skill authority](LEADER_SKILLS_RULES.md) |
 | Discoveries | Preserve seven sourced Spice Cards and eight physical tokens, private faction peeks and Collection choices. Revealed locations are separate territories; only Jacurutu counts toward stronghold victory. Next-turn free entry, sole-occupant Cistern income, bounded sole-occupant Orgiz transfer and later-turn Ornithopter spending are prototyped; Jacurutu income, Testing Station and Shrine also have bounded paths. Contested and mixed cases remain pending. | [Component authority](DISCOVERY_COMPONENTS.md), [prototype boundary](DISCOVERY_PROTOTYPE.md) |
 | Guild Secret Ally | One explicit Guild-priced ordinary shipment; borrowed prices/routes preserve native identity. Free Fremen reinforcement remains a separate choice. | [Route contract](NEXUS_GUILD_SECRET_ALLY_RULES.md), [verified runtime](NEXUS_GUILD_SECRET_ALLY_RUNTIME.md) |
 | Homeworld custody and mobility | Physical home/visitor groups, population thresholds, tariffs and transport permissions retain distinct sources; Homeworld immunity is not universal immunity. | [Homeworld rules](HOMEWORLD_RULES.md), [benefits](HOMEWORLD_BENEFITS_RULES.md), [mobility](HOMEWORLD_MOBILITY_RULES.md), [invasion](HOMEWORLD_INVASION_RULES.md), [Guild transport](GUILD_HOMEWORLD_TRANSPORT_RULES.md) |